StatesidePrivateCapital.com

Let GerenTeam Capital help you find the BEST unsecured business loan at NO cost to you!

How do we do this?  GerenTeam Capital is compensated by the Lender.

Why go through a major learning curve trying to figure out which business loan product is best for you and your company?  Let GerenTeam Capital apply our learning curve to the challenge, offering you the best results!

This loan product category is relatively new to the U.S. Market.  It is a rapidly growing product category that is being offered and refined at the same time.  Navigating through the various product offerings in this space is becoming quite challenging.  GerenTeam Capital has a solution for this challenge.  Let us use our three decades of experience to help you find the best product for your needs.

"Best Program":  Nationwide Unsecured Business Loan with FLEXIBLE monthly payments:

     1.  Time in business:  12 to 18 months is the minimum

     2.  Annual Revenues of $500,000 or greater

     3.  Loan Amounts:  $50,000 to $1,000,000

     4.  Capital Purpose:  Business Growth (some debt consolidation)

     5.  Communities of Color, Women, Veterans, LBGTQ+ & Empowerment Zones

     6.  Monthly payments are flexible & adjust to company cash flow (unique)

     7.  Profitable, break even or companies with clear path to profitability

     8.  Predictable cash flow is key such as revenues from:

  >  Contracts

  >  Steady and consistent customer orders

  >  Software as Service Companies

  >  Service businesses

  >  Subscription services

Note...companies that are not a good fit for this loan product:

  > Brick & mortar retail and online retail

 

We recommend you start by reviewing the details of the "Best Program" provided in the left hand column.  If you can qualify for that loan, it offers very good rates and terms for an unsecured business loan.  Start with this "Best Program", and if it's not a fit, we'll move you to the next best product.

Ask us about our NEW Niche lender who will CONSOLIDATE "stacked business loans"!  Business owners are getting CRUSHED by daily ACH withdrawals because they've taken multiple loans.  A loan consolidation will dramatically reduce your debt service!

Below is a general overview of the various business loan products we bring to market:

1.  Loan amounts...start as small as $5,000.  One lender offers up to $5,000,000.  One lender will use collateral (equipment, real estate, etc.) to offer loans up to $500,000.

2.  Interest rates...one lender starts in the mid-teens range, however the majority lend at much higher rates that can work up in to the 20% - 40%+ range.  These high rates are due to the high risk that comes with unsecured loans.  When lenders don't have collateral and a loan fails, major losses take place.

3.  Terms...range from 6 months to a few years.  It depends on the lender we are able to qualify you with and what payment amount best suits your capacity to pay back the loan.

4.  Regions...most of our lenders fund Nationwide.  However, some may have identified states they will not lend in.  We will handle the process of determining which lenders will work with you based on your business location.

5.  The majority of our lenders do not require collateral.  One lender will use collateral for loans over $100,000.

6.  The majority of our lenders perform a daily ACH withdrawal from your business banking account (on business banking days) until the loan is paid off.  This is standard practice in the industry.  However, on larger loans, some lenders offer a weekly or monthly ACH withdrawal from your business account.