Stateside Private Capital, Inc.

Let Stateside Private Capital help you find the BEST unsecured business loan at NO cost to you!

How do we do this?  SPC is compensated by the Lender.

Why go through a major learning curve trying to figure out which business loan product is best for you?  Let SPC apply our learning curve to the challenge, offering you the best results!

This loan product category is relatively new to the U.S. Market.  It is a rapidly growing product category that is being offered and refined at the same time.  Navigating through the various product offerings in this space is becoming quite challenging.  SPC has a solution for this challenge.  Let us use our three decades of experience to help you find the best product for your needs.

Here is the "Best Rates Product":

1.    Rates range from 8.99% to 20.99% (Avg. is 10% to 15%)

2.    Minimum credit score of 620

3.    $150,000 in gross revenues during past year

4.    3 years in business and showing profit during one of those years

5.    No prior history of BK’s, tax liens, judgments, criminal acitivity

6.    Application takes 10 minutes…underwriting in 2 days, funding in 2 more days if approved

7.    Documents required:

    a.    3 years most recent business tax returns

    b.    1 year most recent personal tax return

    c.    6 months most recent business bank statements

    d.    Updated Profit & Loss and Balance Sheet

8.    No front fees…all fees paid at closing

9.    Loan Amount:   $25,000 to $1,000,000

10.  Points:   2 to 4.5

11. Term:  2 to 5 years (longer terms modestly increase rates)

12. Loan Payments:  Monthly ACH

13. Region:  U.S. and the UK

14. No pre-payment penalties

15.  Request an application to move forward

We recommend you start by reviewing the details of the "Best Rates Product" detailed in the left hand column.  If you can qualify for that loan, it offers very good rates and terms for an unsecured business loan.  Start with this "Best Rates Product", and if it's not a fit, we'll move you to the next best product.

Ask us about our NEW Niche lender who will CONSOLIDATE "stacked business loans"!  Business owners are getting CRUSHED by daily ACH withdrawals because they've taken multiple loans.  A loan consolidation will dramatically reduce your debt service!

Below is a general overview of the various business loan products we bring to market:

1.  Loan amounts...start as small as $5,000.  One lender offers up to $5,000,000.  One lender will use collateral (equipment, real estate, etc.) to offer loans up to $500,000.

2.  Interest rates...one lender starts in the single digit range, however the majority lend at much higher rates that can work up in to the 20% - 40%+ range.  These high rates are due to the high risk that comes with unsecured loans.  When lenders don't have collateral and a loan fails, major losses take place.

3.  Terms...range from 6 months to a few years.  It depends on the lender we are able to qualify you with and what payment amount best suits your capacity to pay back the loan.

4.  Regions...most of our lenders fund Nationwide.  However, some may have identified states they will not lend in.  We will handle the process of determining which lenders will work with you based on your business location.

5.  The majority of our lenders do not require collateral.  One lender will use collateral for loans over $100,000.

6.  The majority of our lenders perform a daily ACH withdrawal from your business banking account (typically on business banking days) until the loan is paid off.  This is standard practice in the industry.  However, on larger loans, some lenders offer a weekly ACH withdrawal from your business account.